Sort your business money — without the jargon.
Free, UK-focused checklists, templates and plain-English guides for new and growing small businesses. Covering business banking, invoicing, expenses, cashflow and credit cards.
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7,500 bonus points
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Eight focused hubs covering everything from registering a business to managing cashflow and rewards.
Sole trader vs limited company, registration, first money steps.
Open a business account, separate personal money, manage cash.
Send invoices, payment links and chase late payers.
What you can claim, expense tracking and receipts.
Self Assessment, Corporation Tax, VAT and clean records.
Forecasting, getting paid, reserves and funding options.
When a card may help — cashback, Avios, risks and eligibility.
Invoice generator, cashflow forecast, checklists and more.
Freelancers, contractors, directors, side hustles and trades.
Carefully selected partner offers, with disclosure and risks.
Every step from naming your business and registering with HMRC to opening a business account, setting up invoicing and choosing whether a credit card may help. Built for sole traders, freelancers and limited company directors.
Read the checklistFree UK calculators and reference tools — no sign-up, no spreadsheet. Use them to pressure-test a quote, plan a dividend, or decode the jargon before you talk to an accountant.
2026/27 rates, marginal relief and small profits rate worked out for you.
Estimate the tax on a planned salary + dividend split for company directors.
See whether your rolling 12-month turnover means you need to register for VAT.
Editable template to project the next 13 weeks of money in and out.
Create a compliant UK invoice in the browser and download as PDF.
Lightweight spreadsheet to keep receipts and categories tidy.
Every step from registering with HMRC to your first invoice.
Plain-English definitions of UK tax, banking and credit terms.
Business Finance Toolkit explains practical finance decisions for UK sole traders, freelancers and limited companies. Content is reviewed for clarity, updated for current UK rules where relevant, and separated from sponsored offers through clear affiliate disclosures.
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